:root{--navy:#061f36;--navy2:#082b49;--blue:#078bdc;--blue2:#13a9f7;--ice:#f3f8fc;--text:#183149;--muted:#60778b;--line:#dce8f2;--alert:#f2b84b}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.55}a{text-decoration:none;color:var(--blue)}img{max-width:100%;display:block}.wrap{max-width:1200px;margin:0 auto;padding:0 22px}
.topbar{background:#031523;color:#d7efff;font-size:14px}.topbar .wrap{display:flex;justify-content:space-between;gap:20px;padding:8px 22px}.header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.98);border-bottom:1px solid var(--line);box-shadow:0 8px 22px rgba(0,0,0,.06)}.header-row{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:12px 0}.logo{height:60px;width:auto}.nav{display:flex;align-items:center;gap:18px}.nav a,.dropbtn{font-size:15px;font-weight:900;color:var(--navy)}.dropbtn{border:0;background:none;padding:18px 0;cursor:pointer}.dropdown{position:relative}.dropdown-content{display:none;position:absolute;top:52px;left:0;min-width:340px;max-height:72vh;overflow:auto;background:#061f36;border-radius:16px;padding:10px;box-shadow:0 24px 60px rgba(0,0,0,.30)}.dropdown:hover .dropdown-content{display:block}.dropdown-content a{display:block;color:#fff;border-radius:10px;padding:10px 12px;font-size:14px}.dropdown-content a:hover{background:#0b3d68}.callbox{text-align:right;white-space:nowrap}.callbox small{display:block;color:#60778b;font-weight:900}.callbox a{font-size:22px;color:var(--blue);font-weight:900}.menu-toggle,.mobile-btn{display:none}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:14px 22px;background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff!important;font-weight:900;box-shadow:0 14px 32px rgba(7,139,220,.25)}.btn.light{background:#fff;color:var(--navy)!important;border:1px solid var(--line);box-shadow:none}.btnrow{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero{position:relative;color:#fff;min-height:760px;display:flex;align-items:center;background:#031523;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:url('homepage-hero-highrise-large-loss.jpg') center 48%/cover no-repeat;opacity:1}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,21,35,.86),rgba(3,21,35,.58) 42%,rgba(3,21,35,.08) 100%)}.hero .wrap{position:relative;z-index:2}.hero-panel{max-width:720px}.kicker{display:inline-flex;border:1px solid rgba(255,255,255,.28);background:rgba(255,255,255,.12);border-radius:999px;padding:8px 14px;margin-bottom:18px;font-weight:900;color:#d7f1ff}.hero h1{font-size:clamp(44px,7vw,86px);line-height:.96;letter-spacing:-2px;margin:0 0 18px}.hero p{font-size:clamp(18px,2vw,24px);font-weight:700;color:#e6f6ff;max-width:760px;margin:0 0 28px}.hero-services{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.hero-services span{background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:9px 13px;font-weight:900;font-size:14px}
section{padding:74px 0}.ice{background:var(--ice)}.navy{background:linear-gradient(135deg,#061f36,#0a3f69);color:#fff}.navy p,.navy .lead{color:#d7edf9}.center{text-align:center}.lead{font-size:20px;color:var(--muted);max-width:920px}.lead.center{margin-left:auto;margin-right:auto}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.split{display:grid;grid-template-columns:1.03fr .97fr;gap:42px;align-items:center}
.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;box-shadow:0 16px 40px rgba(0,0,0,.075)}.card h3{margin:0 0 10px;color:var(--navy);font-size:23px}.card p{color:var(--muted)}.photo-card{border-radius:24px;overflow:hidden;border:1px solid var(--line);background:#fff;box-shadow:0 20px 50px rgba(0,0,0,.12)}.photo-card img{height:340px;width:100%;object-fit:cover}.photo-card .caption{padding:22px}
.checks{padding:0;margin:20px 0;list-style:none}.checks li{position:relative;margin:10px 0;padding-left:30px}.checks li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:900}.pill{display:inline-flex;border:1px solid var(--line);border-radius:999px;padding:9px 14px;background:#fff;color:var(--navy);font-weight:900}.service-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.page-hero{background:linear-gradient(135deg,#061f36,#07558b);color:#fff;padding:82px 0}.page-hero h1{font-size:clamp(36px,6vw,64px);line-height:1.05;margin:0 0 14px}.page-hero p{font-size:clamp(18px,2vw,23px);max-width:940px;color:#e5f6ff;font-weight:700}.breadcrumb{font-size:14px;margin-bottom:16px;color:#d7f1ff}.breadcrumb a{color:#fff;text-decoration:underline}.notice{border:2px solid var(--alert);background:#fff8e8;border-radius:18px;padding:20px 24px;margin:24px 0;color:#4a3410}.notice strong{display:block;font-size:22px;color:#2f210b;margin-bottom:6px}
.cta{background:#061f36;color:#fff;text-align:center;padding:64px 0}.cta h2{font-size:42px;margin:0 0 10px}.bigphone a{font-size:clamp(34px,6vw,58px);color:#fff;font-weight:900}footer{background:#031523;color:#cfe9f7;padding:42px 0}footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.sticky-call{position:fixed;right:18px;bottom:18px;z-index:2000}.faq{border-bottom:1px solid var(--line);padding:19px 0}.faq h3{margin:0 0 7px;color:var(--navy)}
@media(max-width:900px){.topbar .wrap{display:block}.header-row{flex-wrap:wrap}.mobile-btn{display:block;border:1px solid var(--line);border-radius:10px;padding:10px 12px;font-weight:900;color:var(--navy)}.nav{display:none;width:100%;flex-direction:column;align-items:stretch}.menu-toggle:checked~.nav{display:flex}.dropdown-content{display:block;position:static;min-width:0;max-height:none;background:#f2f7fc;box-shadow:none}.dropdown-content a{color:var(--navy)}.callbox{text-align:left}.split,.grid3,.grid2,.footer-grid{grid-template-columns:1fr}.photo-card img{height:245px}.hero{min-height:690px}.hero h1{font-size:42px}.sticky-call{left:16px;right:16px}}

.page-hero.image-hero{background-size:cover!important;background-position:center!important;position:relative;overflow:hidden}
.page-hero.image-hero .wrap{position:relative;z-index:2}
.page-hero.image-hero h1,.page-hero.image-hero p,.page-hero.image-hero .breadcrumb{text-shadow:0 3px 18px rgba(0,0,0,.38)}

.header{background:#fff!important}
@media(max-width:900px){
  .header{position:sticky;top:0;background:#fff!important}
  .header:before{content:"";position:absolute;inset:0;background:#fff;z-index:-1}
  .hero,.page-hero{scroll-margin-top:130px}
}